Moberly Insurance Solutions
has the experience and expertise to tailor the best policy for your automobile insurance needs. Not only is it important for you to have the right auto insurance coverage, it is also required by law to carry car insurance in Florida.
Types of Auto Insurance We Offer
Personal Injury Protection
Also known as PIP coverage. This coverage is a component of auto insurance that covers medical expenses regardless of who's at fault, and often includes lost wages. This coverage is required in the State of Florida in the amount of $10,000.
Protects you against the cost of damage or injury you may cause to another in an auto accident.
The two parts of coverage:
Bodily Injury liability or BI protects you from the cost of personal injury to the other party involved. Bodily Injury Liability coverage is not required to legally drive in the state of Florida. If you choose to drive without Bodily Injury Coverage, it is important to know that Florida has a Florida Financial Responsibility Law which requires that a person, who is at fault for an accident, must provide financial coverage of at least $10,000 per person/$20,000 per accident. Meaning, if you cause an accident which results in bodily injury to another person(s), you must either have BI insurance or post a bond for the required amount of coverage. If this "responsibility" is not met, loss of your driving privileges can result. You will also be required to make financial arrangements t pay for any judgement against you for property damage and/or bodily injury injuries before you can get your driver's license reinstated.
Property Damage coverage protects you from the cost of damage you cause to other's physical property, such as their car or home. Property Damage coverage in the amount of $10,000 is required by the State of Florida.
Medical Payments Coverage
Provides coverage for the treatment of injuries to yourself, your family and other passengers in your vehicle. This coverage is available regardless of who is at fault for the accident.
Uninsured & Underinsured Motorist Coverage
This coverage protects you from the injury that may be caused by another driver whom may have not enough coverage or no coverage at all. Your injuries will be covered up to the policy limit stated on your auto insurance policy.
Also known as other than collision coverage, comprehensive coverage protects your car from things like fire, wind, theft, vandalism, earthquake, flood and many other things you cannot control.
Pays for damage to your vehicle when involved in an auto accident. you cannot control.
Other Endorsements to the Auto Policy
Rental Car Reimbursement, Emergency Roadside Service, Gap Insurance, New Car Replacement, Disappearing Deductible
HOURS & LOCATION
501 SE Port St. Lucie Blvd.
Port St. Lucie, FL 34984
Monday - Friday
9:00 am to 5:00 pm