Types of Auto Insurance We Offer

Liability Coverage
Protects you against the cost of damage or injury you may cause to another in an auto accident.

 

The two parts of coverage:

 

Bodily Injury liability or BI protects you from the cost of personal injury to the other party involved. Bodily Injury Liability coverage is not required to legally drive in the state of Florida. If you choose to drive without Bodily Injury Coverage, it is important to know that Florida has a Florida Financial Responsibility Law which requires that a person, who is at fault for an accident, must provide financial coverage of at least $10,000 per person/$20,000 per accident. Meaning, if you cause an accident which results in bodily injury to another person(s), you must either have BI insurance or post a bond for the required amount of coverage. If this "responsibility" is not met, loss of your driving privileges can result. You will also be required to make financial arrangements t pay for any judgement against you for property damage and/or bodily injury injuries before you can get your driver's license reinstated.  

 

Property Damage coverage protects you from the cost of damage you cause to other's physical property, such as their car or home. Property Damage coverage in the amount of $10,000 is required by the State of Florida.